Local costs · Nebraska

What a home costs across Nebraska

Property-tax rates, insurance, and closing costs vary widely by county. Below are the state-wide rules that apply everywhere in Nebraska, then every county with its own tax rate and insurance range.

Statewide facts

Home insurance average
About $1,869 per year for a standard HO-3 policy (NAIC 2022 state average). Individual counties run above or below this based on local hazard risk — see the table below.
Transfer & recording tax
Nebraska documentary stamp tax: 0.23% of price — seller customarily paysOn the $263,100 state median home, the buyer’s customary share is about $0; the seller customarily covers about $610.
Title insurance
Nebraska uses competitive (filed) rates. Rates are competitive rather than state-set, so we model title and settlement from a national declining-rate curve calibrated to published costs.
State income tax
Nebraska income tax is modeled at about 2.79% effective for a married household at $100,000 (3.67% filing single). These are modeled effective rates from Tax Foundation 2026 brackets.

All 93 counties in Nebraska

Effective property-tax rate (Census ACS) and a typical annual insurance range at the state median home value. Select a county for the full breakdown.

CountyProperty taxInsurance / yr
Adams County1.45%$1,600–$3,570typical $2,460
Antelope County1.23%$1,070–$2,380typical $1,640
Arthur County0.93%$1,390–$3,100typical $2,140
Banner County1.26%$1,300–$2,900typical $2,000
Blaine County1.14%$1,160–$2,600typical $1,790
Boone County1.03%$1,240–$2,760typical $1,900
Box Butte County1.51%$990–$2,220typical $1,530
Boyd County1.10%$910–$2,030typical $1,400
Brown County1.10%$960–$2,130typical $1,470
Buffalo County1.44%$1,550–$3,450typical $2,380
Burt County1.32%$1,200–$2,670typical $1,840
Butler County1.11%$1,330–$2,960typical $2,040
Cass County1.43%$1,090–$2,420typical $1,670
Cedar County1.00%$1,010–$2,260typical $1,560
Chase County1.29%$1,120–$2,490typical $1,720
Cherry County0.99%$1,210–$2,700typical $1,860
Cheyenne County1.65%$1,030–$2,310typical $1,590
Clay County1.20%$1,760–$3,930typical $2,710
Colfax County1.18%$1,250–$2,780typical $1,920
Cuming County1.00%$1,330–$2,960typical $2,040
Custer County1.17%$1,070–$2,380typical $1,640
Dakota County1.54%$1,080–$2,410typical $1,660
Dawes County1.45%$1,050–$2,350typical $1,620
Dawson County1.31%$1,180–$2,620typical $1,810
Deuel County1.43%$940–$2,100typical $1,450
Dixon County1.20%$1,050–$2,350typical $1,620
Dodge County1.27%$1,140–$2,540typical $1,750
Douglas County1.69%$1,130–$2,520typical $1,740
Dundy County0.80%$1,090–$2,420typical $1,670
Fillmore County0.99%$1,630–$3,640typical $2,510
Franklin County1.28%$1,700–$3,780typical $2,610
Frontier County1.40%$1,400–$3,130typical $2,160
Furnas County1.38%$1,520–$3,390typical $2,340
Gage County1.41%$1,240–$2,760typical $1,900
Garden County1.01%$1,140–$2,550typical $1,760
Garfield County1.35%$1,010–$2,250typical $1,550
Gosper County1.05%$1,510–$3,380typical $2,330
Grant County0.68%$1,300–$2,900typical $2,000
Greeley County1.29%$1,490–$3,320typical $2,290
Hall County1.39%$1,140–$2,550typical $1,760
Hamilton County0.95%$1,600–$3,570typical $2,460
Harlan County1.29%$1,470–$3,280typical $2,260
Hayes County1.01%$1,230–$2,740typical $1,890
Hitchcock County1.17%$1,310–$2,910typical $2,010
Holt County1.11%$920–$2,040typical $1,410
Hooker County1.04%$910–$2,030typical $1,400
Howard County1.16%$1,500–$3,340typical $2,300
Jefferson County1.46%$1,330–$2,970typical $2,050
Johnson County1.32%$1,250–$2,780typical $1,920
Kearney County1.23%$1,640–$3,670typical $2,530
Keith County1.41%$920–$2,060typical $1,420
Keya Paha County1.29%$1,110–$2,470typical $1,700
Kimball County1.67%$1,160–$2,600typical $1,790
Knox County1.15%$1,090–$2,440typical $1,680
Lancaster County1.53%$1,220–$2,730typical $1,880
Lincoln County1.47%$1,090–$2,420typical $1,670
Logan County0.98%$1,170–$2,610typical $1,800
Loup County0.71%$1,120–$2,490typical $1,720
Madison County1.37%$1,170–$2,610typical $1,800
McPherson County1.11%$1,170–$2,610typical $1,800
Merrick County1.30%$1,380–$3,070typical $2,120
Morrill County1.42%$1,120–$2,490typical $1,720
Nance County1.10%$1,610–$3,580typical $2,470
Nemaha County1.44%$980–$2,180typical $1,500
Nuckolls County1.17%$1,640–$3,650typical $2,520
Otoe County1.33%$1,110–$2,470typical $1,700
Pawnee County1.52%$1,240–$2,770typical $1,910
Perkins County1.00%$1,050–$2,350typical $1,620
Phelps County1.32%$1,320–$2,940typical $2,030
Pierce County1.14%$1,140–$2,540typical $1,750
Platte County1.29%$1,380–$3,070typical $2,120
Polk County0.99%$1,500–$3,340typical $2,300
Red Willow County1.18%$1,020–$2,280typical $1,570
Richardson County1.43%$940–$2,090typical $1,440
Rock County1.07%$1,050–$2,350typical $1,620
Saline County1.35%$1,330–$2,960typical $2,040
Sarpy County1.74%$1,120–$2,490typical $1,720
Saunders County1.30%$1,190–$2,650typical $1,830
Scotts Bluff County1.48%$1,440–$3,200typical $2,210
Seward County1.18%$1,320–$2,940typical $2,030
Sheridan County1.37%$1,350–$3,020typical $2,080
Sherman County1.16%$1,720–$3,840typical $2,650
Sioux County1.63%$1,280–$2,860typical $1,970
Stanton County1.26%$1,190–$2,650typical $1,830
Thayer County1.03%$1,650–$3,680typical $2,540
Thomas County1.25%$1,010–$2,250typical $1,550
Thurston County1.47%$1,350–$3,000typical $2,070
Valley County1.32%$1,480–$3,290typical $2,270
Washington County1.39%$1,210–$2,700typical $1,860
Wayne County1.12%$1,090–$2,420typical $1,670
Webster County1.45%$1,740–$3,870typical $2,670
Wheeler County0.80%$1,210–$2,700typical $1,860
York County1.20%$1,800–$4,020typical $2,770

* Property-tax rate is approximate because the county’s Census median is top-coded.

How these numbers are built

Every figure comes from public data or our own math: Census ACS property taxes, NAIC insurance averages scaled by FEMA risk, and researched transfer-tax and title schedules.

Estimates, not advice. See the methodology for sources, vintages, and the honest gaps.