Local costs · Wyoming
What a home costs across Wyoming
Property-tax rates, insurance, and closing costs vary widely by county. Below are the state-wide rules that apply everywhere in Wyoming, then every county with its own tax rate and insurance range.
Statewide facts
- Home insurance average
- About $1,596 per year for a standard HO-3 policy (NAIC 2022 state average). Individual counties run above or below this based on local hazard risk — see the table below.
- Transfer & recording tax
- Wyoming charges no state transfer or recording tax on a home purchase.
- Title insurance
- Wyoming uses competitive (filed) rates. Rates are competitive rather than state-set, so we model title and settlement from a national declining-rate curve calibrated to published costs.
- State income tax
- Wyoming levies no state income tax. These are modeled effective rates from Tax Foundation 2026 brackets.
All 23 counties in Wyoming
Effective property-tax rate (Census ACS) and a typical annual insurance range at the state median home value. Select a county for the full breakdown.
| County | Property tax | Insurance / yr |
|---|---|---|
| Albany County | 0.58% | $780–$1,740typical $1,200 |
| Big Horn County | 0.55% | $780–$1,740typical $1,200 |
| Campbell County | 0.57% | $1,630–$3,630typical $2,500 |
| Carbon County | 0.57% | $780–$1,740typical $1,200 |
| Converse County | 0.56% | $1,350–$3,000typical $2,070 |
| Crook County | 0.56% | $1,730–$3,860typical $2,660 |
| Fremont County | 0.62% | $940–$2,090typical $1,440 |
| Goshen County | 0.59% | $1,370–$3,060typical $2,110 |
| Hot Springs County | 0.54% | $780–$1,740typical $1,200 |
| Johnson County | 0.56% | $1,380–$3,090typical $2,130 |
| Laramie County | 0.57% | $1,090–$2,440typical $1,680 |
| Lincoln County | 0.45% | $780–$1,740typical $1,200 |
| Natrona County | 0.60% | $830–$1,840typical $1,270 |
| Niobrara County | 0.48% | $1,440–$3,200typical $2,210 |
| Park County | 0.56% | $780–$1,740typical $1,200 |
| Platte County | 0.52% | $1,360–$3,030typical $2,090 |
| Sheridan County | 0.55% | $1,350–$3,020typical $2,080 |
| Sublette County | 0.44% | $1,080–$2,410typical $1,660 |
| Sweetwater County | 0.61% | $780–$1,740typical $1,200 |
| Teton County | 0.45% | $1,050–$2,350typical $1,620 |
| Uinta County | 0.54% | $840–$1,870typical $1,290 |
| Washakie County | 0.68% | $780–$1,740typical $1,200 |
| Weston County | 0.68% | $1,750–$3,900typical $2,690 |
* Property-tax rate is approximate because the county’s Census median is top-coded.
How these numbers are built
Every figure comes from public data or our own math: Census ACS property taxes, NAIC insurance averages scaled by FEMA risk, and researched transfer-tax and title schedules.
Estimates, not advice. See the methodology for sources, vintages, and the honest gaps.